Monday, March 06, 2017

insurance deductible

  • u should raise ur insurance deductible
  • the higher ur deductible (what u pay before the insurer covers the cost of a loss, 自付額), the lower ur annual premium 
  • if u to for the low deductible and end up making claims, ur insurer will either raise ur premium or cancel ur policy outright, thus, ur low deductible will end up costing u more in the long run
  • u should boost $ 250 or $ 500 deductible to  $ 1000
  • if u do need to make a claim, and u don't have the cash to cover the deductible then u will use ur low-rate credit card 

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